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What is Syncb/PPC Credit Card: 9 Best Syncb/PPC Card

Syncb/PPC refers to Synchrony Bank’s PayPal Credit program. Synchrony Bank is a major issuer of consumer credit cards and provides financial services for various retailers, including partnerships with PayPal.

PayPal Credit, formerly known as Bill Me Later, is a line of credit offered by Synchrony Bank that allows consumers to make purchases using a digital credit line. It is integrated with PayPal’s payment platform, enabling users to select PayPal Credit as a payment option during checkout.

By choosing PayPal Credit, eligible customers can finance their purchases and pay for them over time, similar to a traditional credit card. The credit line is subject to approval based on the applicant’s creditworthiness and other factors.

Syncb/PPC (Synchrony Bank’s PayPal Credit) provides a convenient and flexible payment option for individuals who prefer to manage their online purchases through PayPal and require financing for their transactions. It’s important to note that specific terms and conditions, such as interest rates and repayment terms, may vary depending on the individual’s creditworthiness and the agreement between Synchrony Bank and PayPal.

What is Syncb/PPC

synchrony bank phone number payment

SYNCB/PPC stands for Synchrony Bank/PayPal Credit. It represents a line of credit that PayPal account holders can apply for. Previously known as Bill Me Later, PayPal Credit allows users to make purchases at various stores that accept PayPal as a payment option. In 2018, Synchrony Bank acquired PayPal Credit accounts from PayPal, including the associated debt. Consequently, Synchrony Bank now reports account activity to major consumer credit bureaus for these accounts.

If you notice an account named SYNCB/PPC on your credit reports unexpectedly, it’s likely because you had an old PayPal Credit or Bill Me Later account. Synchrony Bank, which now owns these accounts, may report them to the credit bureaus for the first time. Keep an eye out for any hard inquiries associated with SYNCB/PPC, as they could signal potential identity theft

If the symbol SYNCB/PPC appears on your credit report, it can indicate one of the following: you have applied for PayPal Credit, you have an active or inactive PayPal Credit account, there may be fraudulent activity associated with your name, or there could be an error on your credit report.

The “PPC” likely stands for “Private Label Credit Card,” indicating that Syncb/PPC manages credit card services for private label brands. These credit cards are typically branded with the name of a specific retailer or organization and can usually only be used for purchases at that particular retailer or its affiliated businesses.

For consumers, these cards often come with special financing offers, discounts, and other incentives to encourage spending at the affiliated stores. For retailers, offering a private-label credit card can help build customer loyalty and increase sales.

Who is Syncb/PPC on My Credit Report

If you see this entry on your credit report, it likely indicates that you have a credit card issued by Synchrony Bank for a specific retailer or private-label brand.

If you’ve noticed an account named SYNCB/PPC on your credit report, it represents Synchrony Bank/PayPal Credit. Let me break it down for you:

1. What is SYNCB/PPC?

    • On your credit reports, the acronym SYNCB/PPC stands for Synchrony Bank/PayPal Credit.
    • PayPal Credit is a line of credit that PayPal account holders can apply for. It was previously known as Bill Me Later.
    • In 2018, Synchrony Bank acquired PayPal Credit accounts from PayPal, including the debt owed by those accounts. As a result, the money owed is now to Synchrony Bank instead of PayPal.

2. Why is SYNCB/PPC on my credit reports?

    • Some people find that their old PayPal Credit or Bill Me Later accounts are now appearing on their credit reports for the first time.
    • When PayPal Holdings owned these accounts, they likely did not report them to the credit bureaus.
    • Now that Synchrony Bank has taken over these accounts, it seems they are being reported to the bureaus.
    • You might see SYNCB/PPC in different areas of your credit reports, such as hard inquiries, which can impact your credit scores.

3. What to do if there’s an account you don’t recognize on your credit reports:

    • If you didn’t apply for PayPal Credit and you see a hard inquiry associated with SYNCB/PPC, it could be a red flag for potential identity theft.
    • Consider reviewing your credit reports thoroughly and contacting the credit bureaus if you suspect any unauthorized accounts or inquiries.

What is Syncb Payment?

“Syncb payment” is a term that refers to a payment made to Synchrony Bank, which is a major issuer of consumer credit cards and a provider of financing services. Synchrony Bank partners with various retailers, healthcare providers, and other businesses to offer credit options to their customers.

When a payment is made to Synchrony Bank, it typically indicates that an individual is making a payment towards their credit card balance or a financing arrangement they have with Synchrony Bank. This could be for a store credit card, a co-branded credit card, or another type of financing agreement offered by Synchrony Bank.

What is Syncb Phone Payment?

SYNCB PHONE PAYMENT refers to a payment made through Synchrony Bank for services related to PayPal Credit (formerly known as PayPal Bill Me Later). Here’s what you need to know:

1. Synchrony Bank and PayPal Credit:

    • Synchrony Bank is a financial institution that provides credit services, including credit cards and financing options.
    • PayPal Credit is a line of credit offered by PayPal. It allows users to make purchases and pay over time.
    • In 2018, Synchrony Bank acquired PayPal Credit, which means that any outstanding debt related to PayPal Credit accounts now falls under Synchrony Bank’s management.


    • Before the acquisition, PayPal Holdings owned PayPal Credit. During that time, the credit line was considered a “hidden tradeline.”
    • A “hidden tradeline” means that account activity was not reported to credit bureaus, keeping it off credit reports.
    • When Synchrony Bank took over, it decided to report PayPal Credit account activity to the credit bureaus.
    • As a result, you may now see the SYNCB PHONE PAYMENT entry on your credit report.

3. Where to Find It on Your Credit Report:

    • The SYNCB PHONE PAYMENT account can appear in different ways on your credit report:
      • Hard Inquiry: When you apply for a new PayPal Credit account, Synchrony Bank performs a hard inquiry into your credit report. This inquiry temporarily affects your credit scores.
      • Account Reporting: If you have an active or closed PayPal Credit account, it will be listed under SYNCB PHONE PAYMENT.
    • Depending on the type of account and the credit bureau, it can stay on your credit report for up to 10 years.
    • If you believe the entry is inaccurate or fraudulent, you can dispute it with the credit bureaus.

What is Synchrony Bank PPC?

Synchrony Bank, established in 1932, is a financial services company that provides credit card services for a wide range of businesses. It offers over 100 credit card options through its partnerships with various companies. Some notable partners include Chevron, Banana Republic, PayPal, eBay, and Sam’s Club. As a result, on credit reports, individuals may see the acronym SYNCB associated with these companies among others, indicating the involvement of Synchrony Bank in their credit services.

Synchrony Bank is a major issuer of private-label credit cards, partnering with various retailers and brands to offer credit cards that can typically only be used for purchases at specific stores or affiliated businesses.

  1. Athleta Store Card
  2. JCPenney
  3. Gap Store Card
  4. Stein Mart
  5. Ashley Furniture Home Store
  6. Amazon Store Card
  7. Lowe’s Store Card
  8. Sam’s Club Store Card
  9. Walmart Store Card

synchrony bank paypal

The term “PPC” in this context stands for “Private Label Credit Card,” indicating that the credit card is associated with a specific retailer or brand. These cards often come with special financing offers, discounts, and other incentives to encourage spending at the affiliated stores.

If you have a credit card with “Synchrony Bank PPC” on it, it means that you have a credit card issued by Synchrony Bank for a particular retailer or brand participating in their PLCC program.

What is Syncb PPC?

Syncb PPC stands for Synchrony Bank Private Label Credit Card. Synchrony Bank is a major issuer of credit cards for various retail stores and brands, and its Private Label Credit Card (PLCC) program allows retailers to offer credit cards to their customers under their branding.

What Company is Syncb PPC?

Synchrony Bank is the financial institution that provides credit services for PayPal Credit, which is a line of credit offered by PayPal in partnership with Synchrony Bank.

PayPal Credit, formerly known as Bill Me Later, allows users to finance their online purchases and pay for them over time. When a transaction is made using PayPal Credit, it is Synchrony Bank that facilitates the credit line and manages the financing aspect of the transaction.

What card is Syncb/PPC?

A credit card issued by Synchrony Bank under their Private Label Credit Card (PLCC) program is called Syncb/PPC. When using PayPal Credit for online purchases, you can select it as a payment option during checkout. If approved, your purchase will be financed through PayPal Credit, and you’ll have the flexibility to pay it off over time, subject to the terms and conditions of the program.

What bank is Syncb/PPC

Syncb/PPC is associated with Synchrony Bank, which is the bank behind the PayPal Credit program. Syncb is an abbreviation for Synchrony Bank, and PPC stands for Private Label Credit Card. Synchrony Bank operates as the issuer and administrator of credit accounts for PayPal Credit.

Synchrony PPC

If you see “SYNCB/PPC” on your credit report, this stands for Synchrony Bank/PayPal Credit. This is how your PayPal Credit account appears on your credit report since Synchrony Bank bought PayPal’s consumer credit receivables in the middle of 2018 PayPal Credit (formerly known as PayPal Bill Me Later) is a line of credit that PayPal account holders can apply for. It used to be known as Bill Me Later. If you had an account with PayPal Credit or Bill Me Later, Synchrony Bank may now be reporting your account activity to the major consumer credit bureaus3. Keep an eye on your credit reports and address any discrepancies promptly! 🌟

Synchrony Bank Phone Number Payment

If you need to make a payment or have inquiries related to Synchrony Bank, here are some options:

1. Customer Service Contact:

    • You can reach out to Synchrony’s customer service for various types of accounts:
      • Retail Credit Card, CareCredit, or Synchrony Bank Savings Account: Access your account or apply for a card through their website.
      • Business Accounts (Current Partners): If you’re a current partner, access your Synchrony Business or CareCredit Provider account.
      • Prospective Partners: Obtain contact information to speak with a Synchrony representative.
      • Small-Medium-Sized Businesses and Healthcare Providers: Access your corporate credit card or business line of credit account.
    • For general inquiries, FAQs, and other helpful items, you can also find quick links for account access or get customer service help for your Synchrony consumer or business accounts.

2. Pay by Phone:

    • If you’d like to make a payment over the phone, call Synchrony Bank at 855-878-6462.

3. Online Bill Pay:

    • Synchrony is introducing online bill pay to make paying your bills even easier. Keep an eye out for updates on this feature.

Feel free to choose the method that suits you best! 🌟

What is the Asynchrony Bank Payment Address?

syncb/ppc credit card

The Synchrony Bank payment address varies based on the type of card you have:

1. For store cards:

    • Send your payment to:
      Synchrony Bank
      P.O. Box 960061
      Orlando, FL 32896-0061
      • Note that mailing payments take longer to process, so it’s recommended to send your payment at least 5-7 days before the due date. Alternatively, consider faster methods like online banking or contacting the customer service number on the back of your card.

2. For Visa or Mastercard:

Remember to include your account details when making payments. If you have any further questions or need assistance, you can contact Synchrony Bank by phone at (877) 295-2080 or visit their website for additional options.

Syncb/Syncb on Credit Report

Syncb/PPC Phone Number

If you need to contact Synchrony Bank regarding your PayPal Credit (SYNCB/PPC) account, you can reach out using the following options:

  1. Phone Number:
    • For PayPal Credit support, call Synchrony Bank at (844) 373-4961.
    • Customer service representatives are available:
      • Monday to Friday: 8:00 AM to 11:00 PM ET
      • Saturday to Sunday: 9:00 AM to 9:00 PM ET.
  2. Mailing Address:
    • If you prefer written communication, you can mail your inquiries or payments to:
      Synchrony Bank
      P.O. Box 965035
      Orlando, FL 32896-5035

      Use the following Syncb/PPC address:

      Synchrony Bank
      P.O. Box 960013
      Orlando, FL 32896-0013

Syncb/PPC Customer Service

Syncb/PPC Credit Card

Syncb/PPC Closed

If your SYNCB/PPC card account has been closed, there are a few important points to consider:

1. Account Closure: When an account is closed, it means that the account is no longer active. This could happen for various reasons, such as paying off the balance, voluntarily closing the account, or due to non-payment.

2. Impact on Credit: The closure of a credit account can impact your credit score. If the account was in good standing, its closure might reduce your available credit and affect your credit utilization ratio. However, if the account had a negative history (e.g., missed payments), its closure could potentially have a positive impact.

3. Reporting to Credit Bureaus: Even after closure, the account’s history may continue to be reported to credit bureaus. Closed accounts can remain on your credit report for several years, depending on local regulations.

4. Review Your Credit Report: To ensure accuracy, review your credit report periodically. If you notice any discrepancies related to the closed account, consider disputing them with the credit bureaus.

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